Bernie Madoff stole $18 billion or less. He was sentenced to 150 years. Since it is a Federal conviction there is no possibility of parole but with good behavior Bernie will be released on November 14, 2139 at age 201. His brother Peter, pled guilty, on June 29, to unrelated charges in a plea bargain under which he will be sentenced to 10 years and forfeit all his assets totaling $143 billion.

There is a website called Mortgage Fraud Blog, where every week you can read about bankers and brokers being sentenced. Recently Kevin Grady, Sr. of Grand Rapids, the former manager of a mortgage brokerage, was sentenced to 14 years in prison to be followed by 4 years of supervised release, ordered to pay $3,086,195 in restitution and agreed to the forfeiture of $1,181,332.

He appeared before MPs on the Treasury Select Committee this week, when he called the behaviour of those responsible for Libor rigging at the bank “reprehensible”.
Regulators in the UK and the US found that Barclays staff had tried to affect rates over a number of years, first for profit and then to reduce concerns about how much it was being affected by the financial crisis.
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We’ve just had our 4th of July celebrating Independence from British Banks(1776 to 1812) even Lincoln warned about their risky nature 50 yrs later.Today we are exposed again to the unprofessional-ism of the Banking Industry.

We had prohibition because drink was a problem. What will be our solution for Bankers who obviously have a gambling problem? Trouble is like most addicts they don’t play with their own money. Accountability has been a Class affair, and/ or what school you went to. It’s all about the myth of Free Trade.

Most of our troubles are due to a lack of teeth for the Anti Trust Laws. The monopolies commission needs a new set of dentures with a few large incisor teeth size regulations and penalties to at least give back some credibility to the myth of the free market. All it’s great investment opportunities these Banks have been passing on for their own illegal schemes.

I fear because so few really understand the significance of the issue it will be easy to camouflage the truth and keep on avoiding any real penalties for CHEATING.

New research suggests that there’s an oh-so-delicious way to lose weight.
You ready for it?

Eat a big breakfast that’s high in protein and high in carbs.
Here’s the best part—the carb part can be a sweet dessert.

You heard me. Dessert.

It sounds counterintuitive, but the idea is that a large meal that includes sweets in the morning can be an effective way to reduce cravings later, which helps you lose weight.

But it made me think—would any type of dessert work? And just how large can it be? And, of course, before sending my readers off to enjoy cake at 8:00 in the morning, I wanted to hear about the scientific proof directly from the people who did the research…

SWEETEN THE MEAL
In the study, overweight or obese men and women were split into two groups, and all were put on diets. Their diets were similar in some ways. For example, all men ate a total of 1,600 calories per day and all women ate a total of 1,400 calories per day…researchers gave them all menu guidelines and told them to cook meals at home…and their lunches and dinners consisted of mainly lean meats and salads.

But when it came to their breakfasts, that’s where the groups differed. One group ate a “small, low-carb” breakfast of just 300 calories that typically consisted of bacon, eggs and coffee. The other group, however, ate a “large, high-protein, high-carb” breakfast of 600 calories that usually included a chicken breast or tuna filet sandwich, a glass of milk and…here it comes…a serving of dessert (either chocolate, cookies, cake, ice cream, mousse or donuts) big enough to provide 150 to 200 calories.

The first 16 weeks of the study were strict. Subjects had to stick to their diets, no matter what. And both diets worked equally well—dieters on both regimens lost, on average, 33 pounds.

But during the “follow-up period,” over the second 16 weeks, subjects were encouraged to stick to their regimens but were told that they could give in to cravings if they felt like they had to. At week 32, members of the “small, low-carb” breakfast group had regained 22 pounds, on average… while members of the “large, high-protein, high-carb” breakfast group had lost an additional 15 pounds.

After giving the subjects questionnaires, researchers discovered that the “big breakfast” group had experienced fewer cravings for foods that are high in sugar and fat, compared with the “small breakfast” group.

The “big breakfast” group was also much more likely to feel satiated than the “small breakfast” group. And these feelings weren’t just in their heads—an analysis of their blood revealed scientific evidence that backed up what they said.

The “big breakfast” group saw their levels of ghrelin (a hormone that increases hunger) decrease at week 16 and stay low through week 32, while the “small breakfast” group didn’t see their ghrelin levels decrease at week 16, and by week 32, these levels were actually higher.

NO MORE CONSTANT CRAVINGS

When I spoke with the author of the study, Daniela Jakubowicz, MD, a professor in the diabetes unit at Tel-Aviv University in Israel, she explained why the “big breakfast” group may have gotten such better results.

“From past research,” Dr. Jakubowicz said, “we know that food eaten early in the morning (usually before 9 am) reduces ghrelin to a greater extent than food eaten later in the day.

We also know,” she continued, “that high-carb foods, such as sweets, cause ghrelin to drop faster than other types of food.”

So if you’re hoping to shed pounds, once you decide your daily caloric goal, ask your doctor about eating a 150-to-200 calorie high-carb food, such as a dessert, with your breakfast. Yum!

Source: Daniela Jakubowicz, MD, is a professor of internal medicine at Tel-Aviv University in Israel. The research was published in the journal Steroids.