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	<title>Comments on: Join Me @ Camp OFA</title>
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	<description>Creative Discussions, Inspiring Thoughts, Fun Adventures, Love &#38; Laughter, Peaceful Travel, Hip Fashions, Cool People, Gastronomic Pleasures,  Exotic Indulgences, Groovy Music, and more!</description>
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		<title>By: HOWIE</title>
		<link>http://blog.michellemoquin.net/?p=7398#comment-10930</link>
		<dc:creator>HOWIE</dc:creator>
		<pubDate>Thu, 22 Apr 2010 16:17:56 +0000</pubDate>
		<guid isPermaLink="false">http://blog.michellemoquin.com/?p=7398#comment-10930</guid>
		<description><![CDATA[Hi Zen Lill:
I have survived the most painful experience in my life. However, after all the trouble, I found out that I am Cancer-free.

Now it is time to heal.

Take Care and thank you for the good vibes.

HOWIE]]></description>
		<content:encoded><![CDATA[<p>Hi Zen Lill:<br />
I have survived the most painful experience in my life. However, after all the trouble, I found out that I am Cancer-free.</p>
<p>Now it is time to heal.</p>
<p>Take Care and thank you for the good vibes.</p>
<p>HOWIE</p>
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	<item>
		<title>By: Zen Lill</title>
		<link>http://blog.michellemoquin.net/?p=7398#comment-10923</link>
		<dc:creator>Zen Lill</dc:creator>
		<pubDate>Wed, 21 Apr 2010 23:49:52 +0000</pubDate>
		<guid isPermaLink="false">http://blog.michellemoquin.com/?p=7398#comment-10923</guid>
		<description><![CDATA[What&#039;s happening...no opposition or no one can get in? : ) I was waiting for a barrage of disapproval and bc I am Italiano I was anxiously awaiting a good back and forth across the table (sans all the meatballs) hee hee...

I guess I should add (just to provoke) that we as women need to &#039;woman up&#039; and you men, well, ya need to &#039;man up&#039; and that just may take some redefining and certainly some refining ; ) I&#039;m on everyone&#039;s side to do this the same way Mischa is on everyone&#039;s side to sign up for camp!

- ZL

PS - Howie/Al, seriously, be po&#039;d about the blog or whatever is fine but please, a health update?]]></description>
		<content:encoded><![CDATA[<p>What&#8217;s happening&#8230;no opposition or no one can get in? : ) I was waiting for a barrage of disapproval and bc I am Italiano I was anxiously awaiting a good back and forth across the table (sans all the meatballs) hee hee&#8230;</p>
<p>I guess I should add (just to provoke) that we as women need to &#8216;woman up&#8217; and you men, well, ya need to &#8216;man up&#8217; and that just may take some redefining and certainly some refining ; ) I&#8217;m on everyone&#8217;s side to do this the same way Mischa is on everyone&#8217;s side to sign up for camp!</p>
<p>- ZL</p>
<p>PS &#8211; Howie/Al, seriously, be po&#8217;d about the blog or whatever is fine but please, a health update?</p>
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		<title>By: Zen Lill</title>
		<link>http://blog.michellemoquin.net/?p=7398#comment-10921</link>
		<dc:creator>Zen Lill</dc:creator>
		<pubDate>Wed, 21 Apr 2010 20:12:32 +0000</pubDate>
		<guid isPermaLink="false">http://blog.michellemoquin.com/?p=7398#comment-10921</guid>
		<description><![CDATA[Hi Mischa, thanks re: vmail.

Eric, I&#039;ll take your compliment but I think your wife (and everyone else) might be mistaken if they believe my message re: women is any different than Mischa&#039;s. Quick story, a pal said what is your bitch re: women, look at you you tall skinny white overpriveleged biagge strutting around in a beemer, you&#039;ve got life by the balls so what&#039;s up? My response: I&#039;m not skinny. (LOL for a few...) and my bitch is exactly that, yes from all outside eyes of women around the world and you, I have the freedom to strut this tall ass right out of here instead of talking to you and jump in my car drive real far and no one, no one, would question my freedom to do so...that&#039;s what I&#039;m talking about, when women around the world don&#039;t need anyone&#039;s &#039;permission&#039; to do just that and a lot of other things like be safe in their own homes, or vote and yes, do all the things that men do and that yes, I do also, then...I will stop talking about it, I then cited many of the atrocities that transpire in other countries and said if it happens to these women, then all women are either feeling it or denying it, it&#039;s like masturbators - you do or you&#039;re a liar : ) so M &amp; I - our thoughts on the subject are very close...

I express my approach differently bc - ok and now I will take some serious shit and I&#039;m ok with that - (disclaimer: males who are inherently evil and religiously evil about abusing women are not included in what I&#039;m about to say) - I do think that men are in decay, in every way, they don&#039;t know how to behave like real men anymore and there&#039;s few to turn to for lessons/role-modeling, women are so fed up with attempting to bring forth the underlying good man that they now just bag on men regularly also. 

Now, remember what i said about your subconscious always listening the other day, well...I rarely watch tv and I did the other day (but it&#039;s been my bitch for awhile) and the way men are portrayed by the media is a crying friggin shame. Kids roll their eyes at their dads as if - like how clueless is he, hahaha - and women just shake their heads at the things men do, etc...pay attention, it&#039;s very subliminal, it feeds man hating and aren&#039;t-men-just-too-goofy instead of trying to help the poor fuckers become the kind of man you&#039;d look up to and respect and vice versa (very important vice versa there). 

I watched a diaper comercial that had that dad looking like an ass, he looked emasculated instead of what he could&#039;ve looked like - a real man doing his part in child rearing, showing his sweetness and vulnerability but no, oh and before you get railing just remember that what you think he is, he is and will act like, same goes for you, I hold myself to that standard but I&#039;m not sure many women do, and so it goes, the questions and answers on many subject fronts could go on and on - but I did read a comment here that got me thinking about this q (for example) if your man stinks in bed - why is he inept, did you discuss what you do want or say let&#039;s buy some toys or any number of things you could&#039;ve done to take control? And if you rail tyhat he&#039;s a premature EJ well, if you knew that, why did you marry him? hee hee - Or do you just lay there and think ah, it&#039;ll be over in 5 anyway, bc if that&#039;s your approach, why should he change (he doesn&#039;t know anything is wrong) and why (a better q) would you be willing to pass on the pleasure that its yours for the snagging? 

I could go on and on about treating each other as humans as oppossed to pussy and dick to be bargained over that often gets into the foray here but I won&#039;t. I think we should all stop selling it short, it being ourselves. Why can&#039;t a man love a woman and vice versa and not have to be trading for sex/dollars/other manipulations, I just don&#039;t get that... 

On another related topic, I was researching media and women (models of the past and now, they seem incredibly under- nourished to me) and decided to look up males also...hmm, interesting, just as Barbie was an impossible model for girls/women - so is GI Joe for boys/men, back in the day, his bod was based on a 36&quot; waist, 12.5&quot; bicep, then in the 60&#039;s they added a six pack (no genitals though?) and a 32&quot; waist, 16.5&quot; bicep, now the bad boy has a 29&quot; waist, 54&quot; chest, 19.5&quot; biceps, yeow, not possible even if you add steroids, enough to make feel inadequate yet men? ...and back in the day male models were seen in undies 3% of the time, that&#039;s up to 70% so men have a just as visual audience going on as women do and the &#039;body&#039; anxiety to go with it or so it seems, ever heard of dysmorphia? 

Yeah...so eric, I do present both sides bc I kind of feel a certain empathy for males, I think they are secretly waiting for women to fill them in, and done with a compassionate approach on our part (for the good ones, the diamonds in the rough if you will) I actually hold out major hope that some of you will realize that you are missing a lot on life by choosing hyper-malesness instead of the real man route, but who asked me right? : ) 

Caio for now, Luv, Zen Lill]]></description>
		<content:encoded><![CDATA[<p>Hi Mischa, thanks re: vmail.</p>
<p>Eric, I&#8217;ll take your compliment but I think your wife (and everyone else) might be mistaken if they believe my message re: women is any different than Mischa&#8217;s. Quick story, a pal said what is your bitch re: women, look at you you tall skinny white overpriveleged biagge strutting around in a beemer, you&#8217;ve got life by the balls so what&#8217;s up? My response: I&#8217;m not skinny. (LOL for a few&#8230;) and my bitch is exactly that, yes from all outside eyes of women around the world and you, I have the freedom to strut this tall ass right out of here instead of talking to you and jump in my car drive real far and no one, no one, would question my freedom to do so&#8230;that&#8217;s what I&#8217;m talking about, when women around the world don&#8217;t need anyone&#8217;s &#8216;permission&#8217; to do just that and a lot of other things like be safe in their own homes, or vote and yes, do all the things that men do and that yes, I do also, then&#8230;I will stop talking about it, I then cited many of the atrocities that transpire in other countries and said if it happens to these women, then all women are either feeling it or denying it, it&#8217;s like masturbators &#8211; you do or you&#8217;re a liar : ) so M &amp; I &#8211; our thoughts on the subject are very close&#8230;</p>
<p>I express my approach differently bc &#8211; ok and now I will take some serious shit and I&#8217;m ok with that &#8211; (disclaimer: males who are inherently evil and religiously evil about abusing women are not included in what I&#8217;m about to say) &#8211; I do think that men are in decay, in every way, they don&#8217;t know how to behave like real men anymore and there&#8217;s few to turn to for lessons/role-modeling, women are so fed up with attempting to bring forth the underlying good man that they now just bag on men regularly also. </p>
<p>Now, remember what i said about your subconscious always listening the other day, well&#8230;I rarely watch tv and I did the other day (but it&#8217;s been my bitch for awhile) and the way men are portrayed by the media is a crying friggin shame. Kids roll their eyes at their dads as if &#8211; like how clueless is he, hahaha &#8211; and women just shake their heads at the things men do, etc&#8230;pay attention, it&#8217;s very subliminal, it feeds man hating and aren&#8217;t-men-just-too-goofy instead of trying to help the poor fuckers become the kind of man you&#8217;d look up to and respect and vice versa (very important vice versa there). </p>
<p>I watched a diaper comercial that had that dad looking like an ass, he looked emasculated instead of what he could&#8217;ve looked like &#8211; a real man doing his part in child rearing, showing his sweetness and vulnerability but no, oh and before you get railing just remember that what you think he is, he is and will act like, same goes for you, I hold myself to that standard but I&#8217;m not sure many women do, and so it goes, the questions and answers on many subject fronts could go on and on &#8211; but I did read a comment here that got me thinking about this q (for example) if your man stinks in bed &#8211; why is he inept, did you discuss what you do want or say let&#8217;s buy some toys or any number of things you could&#8217;ve done to take control? And if you rail tyhat he&#8217;s a premature EJ well, if you knew that, why did you marry him? hee hee &#8211; Or do you just lay there and think ah, it&#8217;ll be over in 5 anyway, bc if that&#8217;s your approach, why should he change (he doesn&#8217;t know anything is wrong) and why (a better q) would you be willing to pass on the pleasure that its yours for the snagging? </p>
<p>I could go on and on about treating each other as humans as oppossed to pussy and dick to be bargained over that often gets into the foray here but I won&#8217;t. I think we should all stop selling it short, it being ourselves. Why can&#8217;t a man love a woman and vice versa and not have to be trading for sex/dollars/other manipulations, I just don&#8217;t get that&#8230; </p>
<p>On another related topic, I was researching media and women (models of the past and now, they seem incredibly under- nourished to me) and decided to look up males also&#8230;hmm, interesting, just as Barbie was an impossible model for girls/women &#8211; so is GI Joe for boys/men, back in the day, his bod was based on a 36&#8243; waist, 12.5&#8243; bicep, then in the 60&#8242;s they added a six pack (no genitals though?) and a 32&#8243; waist, 16.5&#8243; bicep, now the bad boy has a 29&#8243; waist, 54&#8243; chest, 19.5&#8243; biceps, yeow, not possible even if you add steroids, enough to make feel inadequate yet men? &#8230;and back in the day male models were seen in undies 3% of the time, that&#8217;s up to 70% so men have a just as visual audience going on as women do and the &#8216;body&#8217; anxiety to go with it or so it seems, ever heard of dysmorphia? </p>
<p>Yeah&#8230;so eric, I do present both sides bc I kind of feel a certain empathy for males, I think they are secretly waiting for women to fill them in, and done with a compassionate approach on our part (for the good ones, the diamonds in the rough if you will) I actually hold out major hope that some of you will realize that you are missing a lot on life by choosing hyper-malesness instead of the real man route, but who asked me right? : ) </p>
<p>Caio for now, Luv, Zen Lill</p>
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		<title>By: General Info</title>
		<link>http://blog.michellemoquin.net/?p=7398#comment-10920</link>
		<dc:creator>General Info</dc:creator>
		<pubDate>Wed, 21 Apr 2010 17:06:09 +0000</pubDate>
		<guid isPermaLink="false">http://blog.michellemoquin.com/?p=7398#comment-10920</guid>
		<description><![CDATA[How to Shop for an Annuity

Michael E. Kitces, CFP, CLU, ChFC
Pinnacle Advisory Group, Inc.

nnuities are not one size fits all, and figuring out which is best for your own needs can be tricky. These tips can help you choose wisely...

Find the best payout. Fixed and variable annuities are sold through insurance agents, banks and major investment firms. But the contracts themselves are actually issued by life insurance carriers, such as Metropolitan Life and Prudential.

 Since each insurer uses proprietary formulas to determine the payouts you get, and since annuity prices aren’t negotiable, it pays to comparison shop. For example, an immediate annuity with a survivor benefit purchased today for a man age 70 could pay from $516 up to $769 per month based on a lump sum of $100,000.

Helpful resources: ImmediateAnnuities.com compares prices from 20 leading insurers... AnnuityFYI.com represents various insurers and offers educational resources to learn about and compare annuities.

Investigate the financial strength of the insurance company that guarantees your annuity. The current financial crisis and the collapse of some insurers has heightened fears about whether the insurance companies we hand our money to will be around in later years to make payments.

Best: Check the health of the annuity issuer with three major independent rating agencies -- A.M. Best (www.ambest.com), Moody’s (www.moodys.com) and Standard &amp; Poor’s (www.standardandpoors.com).

 Each rating firm has its own grading scale and research methods. Limit your options to insurers that receive either an A+ from A.M. Best or AA or better from Moody’s and Standard &amp; Poor’s.


Bottom Line/Wealth interviewed Michael E. Kitces, CFP, CLU, ChFC, director of research for Pinnacle Advisory Group, Inc., a private wealth management firm in Columbia, Maryland, that oversees $600 million of client assets, www.pinnacleadvisory.com. He is coauthor of The Annuity Advisor (National Underwriter]]></description>
		<content:encoded><![CDATA[<p>How to Shop for an Annuity</p>
<p>Michael E. Kitces, CFP, CLU, ChFC<br />
Pinnacle Advisory Group, Inc.</p>
<p>nnuities are not one size fits all, and figuring out which is best for your own needs can be tricky. These tips can help you choose wisely&#8230;</p>
<p>Find the best payout. Fixed and variable annuities are sold through insurance agents, banks and major investment firms. But the contracts themselves are actually issued by life insurance carriers, such as Metropolitan Life and Prudential.</p>
<p> Since each insurer uses proprietary formulas to determine the payouts you get, and since annuity prices aren’t negotiable, it pays to comparison shop. For example, an immediate annuity with a survivor benefit purchased today for a man age 70 could pay from $516 up to $769 per month based on a lump sum of $100,000.</p>
<p>Helpful resources: ImmediateAnnuities.com compares prices from 20 leading insurers&#8230; AnnuityFYI.com represents various insurers and offers educational resources to learn about and compare annuities.</p>
<p>Investigate the financial strength of the insurance company that guarantees your annuity. The current financial crisis and the collapse of some insurers has heightened fears about whether the insurance companies we hand our money to will be around in later years to make payments.</p>
<p>Best: Check the health of the annuity issuer with three major independent rating agencies &#8212; A.M. Best (www.ambest.com), Moody’s (www.moodys.com) and Standard &amp; Poor’s (www.standardandpoors.com).</p>
<p> Each rating firm has its own grading scale and research methods. Limit your options to insurers that receive either an A+ from A.M. Best or AA or better from Moody’s and Standard &amp; Poor’s.</p>
<p>Bottom Line/Wealth interviewed Michael E. Kitces, CFP, CLU, ChFC, director of research for Pinnacle Advisory Group, Inc., a private wealth management firm in Columbia, Maryland, that oversees $600 million of client assets, <a href="http://www.pinnacleadvisory.com" rel="nofollow">http://www.pinnacleadvisory.com</a>. He is coauthor of The Annuity Advisor (National Underwriter</p>
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