My girls and I finished our morning breakfast. And as usual we finished the last hour discussing the characters who write in on your blog site.

We started with 6 regulars but two years later we are now 23. We could be much larger but we voted not to include anyone unless someone drops out. No one has in two years.

Today we marked our anniversary with the question “How does she do it?” You never miss a day!

You are definitely someone we want to meet. We mostly born and raised New Yorkers. We are doctors, lawyers, accountants, nurses, judges, politicians, housewives, business owners and trust fund babies.

We are married, single, straight and gay. The only three things we all have in common are that we are born and raised New Yorkers, we are female and we all love your blog.

It can truthfully be said that your blog is the reason we are who we are. Women who have come together to help other women improve their lives.

Most of us were strangers before you started your blog. But today we are as sisters. We are GIRLZ.

Most of us don’t believe the alien stuff, but we all love reading about it. Viv and poor Adam who obviously loves AH are the overall favorites.

I prefer Zmiv while I wait to see the personality of Xur develop.

We write in occasionally. Usually anonymously to see if we can pick each other out.

Thank you Michelle for making our lives better.

Lorrie

Rick Miller, CEO
Sensible Financial Planning and Management

An increasing number of people have bill payments taken directly from their bank accounts. Risks: You may incur late fees because of computer errors that can take months to correct…

when overcharges occur, you may be less likely to catch them, because payments are automatic and you do not have to review every month’s bill before paying it… it can be hard to stop making payments when you decide you no longer want a product or service…

canceling multiple payments at the same time — for instance, if you are robbed and need to protect against identity theft — can be very difficult and time-consuming.

Retirement interviewed Rick Miller, CEO, Sensible Financial Planning and Management, Cambridge, Massachusetts, http://www.sensiblefinancial.com.

‘No way! No needles. “I hate needles” the patient said.

The dentist starts to hook up the nitrous oxide and the man objects.

“I can’t do the gas thing. The thought of having the gas mask on is suffocating me!”

The dentist then asks the patient if he has any objection to taking a pill.

“No objection,” the patient says. ”I’m fine with pills.”

The dentist then returns and says, “Here’s a Viagra.”

The patient says, “Wow! I didn’t know Viagra worked as a pain killer!”

“It doesn’t” said the dentist,

“but it’s going to give you something to hold on to when I pull your tooth.”

It was the same one Helen sent in.

Suzanne