Wells Fargo’s Red Tape Typo Turns Tragic
Posted by Michelle Moquin on April 1st, 2013
Good morning!
(Update, 10:12 AM: Posting problems this morning. I am adding text, saving it and it is not posting as it should look. Still working on it. Half of the article won’t post. Please click here to get the full write because who knows if I can get it up. Plus, I realize the entire write is one big link. I tried to get rid of it and have had no success. Please just disregard. So sorry for the trouble.)
Reading this sad story is so frustrating to me. I can feel my own angst as if I was the victim in this case. Fortunately for me, I was not. The victim in this story died.
Here’s a write from 4ClosureFraud via LA Weekly
WELLS FARGO TYPO VICTIM DIES IN COURT
On the morning of Dec. 19, 2012, in a “He was very sensitive,” says close friend In 1995, Delassus bought condo No. 105 at 320 Hermosa Beach Ave. The building, a white-stucco affair with blue trim, on a busy road with a grassy divider, is unremarkable, but a view of the Pacific glints in through the beach-facing windows.
A neighbor, who gave her name only as Kelly, says Delassus participated in the homeowners association and helped around the complex. But the Navy veteran from St. Louis often was sick from Budd-Chiari syndrome, which made simple tasks difficult and could cause mental confusion.
“Larry loved his home,” Kelly says. “He wanted to die in that house.”
Delassus got the first odd letter from Wells Fargo on Jan. 29, 2009. It informed him that Wells’ tax service provider, Delassus, told that he owed taxes of $13,361.90 for 2007 and ’08, was baffled. His attorneyOn March 9, 2009, according to court documents, the bank informed Delassus that it was doubling his monthly mortgage payment to $2,429.13 to recoup the $13,361.90 in taxes.
“He came to me and told me what was going on” a couple of months later, Trujillo says. At that point, neither man knew that a bank typo was to blame. In December 2009, Wells Fargo notified Delassus that it intended to foreclose.
Then in May 2010, Trujillo discovered the erroneous fine print in Wells Fargo’s original 2009 letter to Delassus — the “parcel number” off by two digits and belonging to somebody else.
In court documents later, Wells Fargo attorney Bailey added: “In September, 2010 Wells Fargo acknowledged its error in paying the taxes on Plaintiff’s neighbor’s property and corrected it.” By then, however, Delassus was so far behind on his mortgage payments wrongly doubled by Wells Fargo that the bank refused to let him resume his $1,237.69 installments, Trujillo says. He faced a sizable “reinstatement” cost — which is often the past due amount plus fees.
In an unsettling new twist, Delassus couldn’t get Wells Fargo to tell him how much his reinstatement cost was. Later, in a videotaped deposition, Trujillo asks Dolan responds, “That is correct.”
Delassus and Trujillo — who is a business litigator but not a mortgage attorney — could have sought help from the On Jan. 19, 2011, Trujillo videotaped Delassus on the phone, quietly speaking to a Wells Fargo representative. (After being transferred to another representative, Delassus says to Trujillo, “The music’s gone, but nobody answers. I think we’re disconnected. Shit. Hello? Hello? The huge sum was due the very next day, Trujillo says. Instead, he sued the bank on Jan. 26, claiming negligence and discrimination against a disabled person.
On May 13, 2011, shortly after another bad bout of illness, Delassus’ condo was sold by the bank. In a videotaped court deposition later, Delassus breaks down crying. “I came back from the hospital, and that very day, they sold the son of a bitch,” he says. “I’m homeless. I did not have a home. My condo — 16 years, gone. Gone.”
At Carson Senior Assisted Living, to which Delassus moved, he became good friends with Popovich, who had lost her home as well. The duo planted flowers and trees in a small area behind the apartment, complete with a scarecrow and an ornamental owl, where they would talk late into the night.
“He really thought he was gonna get his place back,” Popovich says. “He thought if he told the truth, they could do something for him.” Instead Delassus grew sicker and moved to Tender Liv-in Care in Torrance, owned by Rogers was in court last December when Delassus, listening to Trujillo arguing his case, slumped over and later died. “It was the most shocking thing I’ve been through in a long time,” she says.
The night before, L.A. County Superior Court Judge Laura Ellison had indicated that she intended to side with Wells Fargo in a summary judgment. Delassus had been very sick, and his speech was slurred — his illness, acting up. But he wanted his day in court, especially since the judge was considering a guardianship request. Instead, as his attorney spoke, somebody yelled, “Call 911!”
His friends and neighbors believe his war with Wells Fargo killed Larry Delassus. Says Trujillo, “The stress just completely messed him up. Once you get in that state, this world is tough on you.”
In a statement to the Weekly, Wells Fargo spokeswoman *****
Readers: Perhaps I am going through a little red tape myself. Thankfully it’s only driving me crazy. Blog me your thoughts.
Peace & Love.
Lastly, greed over a great story is surfacing from my “loyal”(?) readers. With all this back and forth about who owns what, that appears on my blog, let me reiterate that all material posted on my blog becomes the sole property of my blog. If you want to reserve any proprietary rights don’t post it to my blog. I will prominently display this caveat on my blog from now on to remind those who may have forgotten this notice.
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michelle
Aka BABE: We all know what this means by now :)
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April 1st, 2013 at 11:25 am
“…once you get in that state, the world is tough on you.” The banks know this. They use this strategy to their benefit. At the beginning process of my foreclosure nightmare I sat with gun in hand, two different times…I wish these feelings on no one. It was a very dark time. It is the most difficult thing to have to deal with.