Money Matters
Posted by Michelle Moquin on January 28th, 2014
Good morning!
It has been a few weeks since I have blogged about Obamacare. I wanted to give you an update on the republican obstruction. Yes, it is still going on out there.
Debunking The Latest Obamacare Myth: The ‘Insurance Company Bailout’
Sen. Marco Rubio (R-FL) is falsely claiming that Obamacare could force taxpayers to “bailout” insurance companies
On Monday, Sen. Marco Rubio (R-FL) wrote a FoxNews.com op-ed tantalizingly titled, “Sebelius, Congress should take ObamaCare bailout off the table.” The piece’s central premise is that Obamacare could force taxpayers to pay for an “insurance company bailout” in case the health law’s open enrollment period goes horribly awry, and that Congress should pass a one-page bill proposed by Rubio making sure that Americans won’t be subjected to this kind of government overreach.
But that belies the actual purpose and structure of the Obamacare mechanisms that Rubio is casting as bogeymen. They’re not “bailouts” at all. In fact, they’re mostly temporary measures and consumer protections that were crafted as important backstops for the health law’s potentially rickety first three years, and they already exist for other government programs (including the Republican-proposed Medicare Part D prescription drug benefit). And if Rubio succeeds in repealing them, insurance companies won’t be the only ones that suffer — potentially millions of Americans could see their monthly insurance premiums skyrocket.
Insurance companies were sort of shooting in the dark when they set premiums for Obamacare’s first year. They had to approximate how many people would enroll, how old the customers would be, how sick they would be, how much insurers would have to pay out in claims — but the whole enterprise was, ultimately, a series of educated guesses.
That’s not surprising considering that Obamacare’s marketplaces represent the first time the American insurance industry has to compete in unified, regulated markets without discriminating against sick people or offering a junk product. But it does mean that there will be a fair amount of uncertainty in the health law’s early years.
Enter reinsurance, risk-adjustment, and risk corridors — a trio of financial shock absorbers sometimes referred to collectively as “The Three Rs.” Two out of the three Rs — reinsurance and risk corridors — are temporary programs, while risk-adjustment is a permanent Obamacare provision that will stabilize insurance pools from year-to-year. So what do they actually do?
Reinsurance is basically insurance for insurance companies. In 2014, the ACA sets aside about $10 billion that will be used to help insurers pay out claims for particularly expensive patients enrolled in marketplace plans, thereby also keeping down these policies’ premiums. This reinsurance money is funded through a nominal $63 tax on almost all American insurance plans. It will also be phased out over the next three years, providing $6 billion for insurers in 2015, $4 billion in 2016, and nothing afterwards.
Risk-adjustment is what Bloomberg BusinessWeek’s John Tozzi aptly described as “Robin Hood-style redistribution” from health insurers who had to pay out less in medical claims in a given year to those who had to pay out more. The entirety of this transfer occurs between the insurance companies themselves and is a clever way of discouraging insurers from cherry-picking young, healthy, and cheaper-to-cover customers. For instance, if a marketplace plan enrolls a disproportionate number of young people and therefore has to pay out less in claims, they’ll end up losing money to insurers that tried to attract a more diverse risk pool.
Finally, risk corridors are another temporary program meant to prevent premiums from skyrocketing during Obamacare’s nascent years. Under this provision, the federal government will give insurers who set their premiums too low — i.e., those who low-balled how much they’d have to pay out in claims — a portion of the profits from insurers who set their premiums too high. The level of the cut that the federal government will take from plans with excessive rates, and the level it will pay out to those that lost money, both depend on how off-base the insurers’ set premiums were.
Like risk-adjustment, risk corridor adjustments take place entirely between insurers in marketplaces and the federal government. The only involvement that the taxpayer has is as a beneficiary to a consumer protection. For instance, the Kaiser Family Foundation (KFF) estimates that these various backstop measures will limit premium increases to below 2.4 percent even if young, healthy enrollment in the marketplaces is 50 percent lower than expected.
Rubio’s loaded language portending an “insurance company bailout” may be good politics. But in reality, repealing these measures would only hurt the very people he’s claiming to protect from government overreach.
*****
Blog me. Happy Tuesday!
Peace & Love.
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michelle
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January 28th, 2014 at 9:49 am
Thank you Morris for that excellent response to Zen Lill. I think she means well though sometimes I too get upset that she doesn’t take a more definite stance.
I have printed and posted your response so that my teenage daughters can read it, and reread it. One of their friends is suffering from that “bullying” that you mentioned. She has a reputation of having sex too freely.
Rather than come to her defense, many of the mothers around here have acted to prevent their daughters, who were her friends, from continuing their association with her.
I was in a flux over it being that people tend to judge you by the company you keep. Having read your post, I have decided to tell my daughters to ignore those nasty boys and stick my their friend.
I will invite her to our home and have a talk with her as soon as I have gotten her parents to discuss the issue with me.
I just want to say that I certainly agree with you that there is NO gray area about whether teens should be having sex before they more about who that person is(preferably not at all while they are teens but that won’t happen) before they jump in to sexual intercourse with them.
I also agree 90 days is about right which means I too take issue with Zen Lill’s oscillating on the issue with her “I would never suggest not getting to young girls or even an adult woman though I don’t call them whores and sluts automatically if the bed their men at day 65 or 75 for instance, it’s their call!”
When I read that, I said “really” would you give that advice to your daughter? Yes, it may be their call, but HELLO, aren’t you giving them the benefit of your experience? If you know from experience that, having sex too early in the relationship is detrimental to the wellbeing of the female.
Then TAKE A GOTT DAMN STAND! How difficult is it to say to your daughter or any female you are attempting to influence to wait 90 days, that not doing so will NOT be beneficial to her.
The wait is NOT 65 or 75 days or it wouldn’t be called a 90 day wait period. If I may use a drug analogy, Dr. Morris, I would say if the ‘script says once every 8 hours, you don’t get the same result if you make it once every ANY OTHER time period.
90 days means 90 fucking (no pun intended) days. So whether Zen Lill wouldn’t call you a slut or anyone would isn’t the issue. The issue is the vetting works because you wait 90 days.
Thank you again Dr. Morris for coming forth with that excellent post. It was necessary because, I have noticed that Michelle, doesn’t often correct the bull shit Zen Lill puts on the blog when she decides to take all sides of an issue at once.
January 28th, 2014 at 10:15 am
Morris, agreed. Ill give you my however now…bc maybe your daughters are awesome like my girl is and maybe you speak openly with them as I do with mine but many girls *unfortunately* have bought into hook up culture (more about this in a mo’), want to lose their virginity bc they see it as boring/babyish (and they are budding young women and wearing things that showcase that new wo manliness) and their hormones are raging and back to hook up culture – much of the man driven media has them buying the exception ie that their one hook up could end up as true love.
Look at any number of movies geared at teens, I just watched novacaine w Steve Martin the other day, Helena Bingham carter stars as his dental patient that does him in the chair and with many twists n turns they end up together closing scene is then in live and she’s happily pregnant and they’re prancing in the south of France, it’s that way in a lot of media and young girls look for the perfect amount of drama and romance and if their hormones kick in without a parent or friend stepping in they are busy getting busy, period.
I give my girls pals the self esteem rap all the freaking time, telling them relationships don’t complete you or do anything good at all unless you love yourself so don’t give away your power and your emotions and your body to someone who doesn’t care about you first, though # 1 on that list is yourself.
I’m going to tell you that my own 90 day vetting begins after we start spending a lot if time on the weekend together bc any jackass can find time to take you to lunch, predawn or sunset walks, taco Tuesday or sushi Thursday but only a man without other dates makes plans with you every weekend. So if you’re not being asked out fr sat eve and maybe a sun aft walk/coffee it can also be likely he’s busy getting himself, keep your eyes open
…and first and foremost know what your worth to yourself and don’t do things, anything that you don’t feel good about in your heart.
I cannot control what grown women do or control the will of a string willed girl wanting to lose her virginity and get on Facebook to state how brine hearted she is (and have other girls blame the boy fr breaking her heart when she didn’t vet at all) – true story, an acquaintance of my girls told my girl she sneaked a bit into her bedroom fr sex after they dated 10 days, she was happy they did it 4 times and 3 of those without a condom, she was thrilled bc the boy wants to be her only boyfriend now. my daughters response – you barely know him and of course he wants to be your boyfriend he knows he can have sex whenever he wants to now. I asked the girls response and their other mutual friend was in the room and apparently they looked at each other and said, ‘ you just don’t understand love, Lily, and you’ve never had a boyfriend so what do you know’ – hmmm, okay do they sure didn’t listen to me or my girl so where do they get their ideas about ‘love’ you tell me Mortis bc I am stumped by that story myself…and according to my kid, who still shares everything with me, that’s not a rare story.
They’re unconvinced that saving it or at the very least vetting it has any value and I can only suggest loving yourself and it would make sense I cannot make them love themselves and I cannot make them take great advice. They may be as stubborn as I was at 15, I wanted to make my own mistakes and lucky for me I only blew the engine on my car (didn’t take dads advice to check the oil) I didn’t sleep with anyone too soon bc dad gave me the horrible truth which I hated him for at the time but it has served me well.
It is tough to accept that women u devalue themselves enough to throw themselves at men who are clearly committed and yet I’ve seen that up close and personal, I’ve seen girls and women do many things I would never advise and yet all you can do us make suggestions and watch them live out their one various shades of grey, Morris.
I’m not being hard hearted when I say ‘ carry on…’ I just know what I’ve seen and experienced and I know it’s human nature for people to go and make mistakes in their own and I’m okay with that bc I like it’s the way it just is, what bothers me is if they keep repeating it and not getting the life lesson in there bc that’s where they’d learn their own ‘black and white’ decisions.
I hope that all makes some kind if sense to you and thank you for addressing me.
Luv, Zen Lill
January 28th, 2014 at 10:20 am
Irene, if Muscha thinks it’s bullshit she would and could call me out on it. I aporeciate your efforts to put words in my mouth just glad it’s nothing else bc you’d have to wait at least 120 days woman. -ZL
January 28th, 2014 at 10:21 am
Mischa*
January 28th, 2014 at 10:37 am
Due to the importance, I am reposting my blog entry of today, here:
—————————
For those that are unable to receive communications via other sites, I have been asked to post about the Emperor’s edict that was issued after yesterday’s event wherein two cloaked craft collided. One of those craft gained entry into the Web during the open period last week. Of course, the craft came armed. So, to be clear, the edict as I understand it:
1) Any ships in the web unauthorized are to turn themselves in.
2) Any ships in the web unauthorized that do not turn themselves in are to immediately destroy any armament that has the potential to harm ABs (alien beings) or HBs (human beings).
Penalties will be severe. As I understand it, the penalty will be death for those that defy both edicts and are caught.
If any AB ships decide to not turn themselves in, it would behoove you to at least destroy your armaments. I have been told the Emperor will grant some leniency to those interlopers who have willingly disarmed themselves.
Be smart. Stay alive.
————————
PrP
January 28th, 2014 at 10:47 am
apologies for all the typos.
another true story for you, Irene, when I was a teen and properly vetting my hish school BF, my best friend was busy ‘vetting’ all the boys unbeknowst to me, one night I took her with me to visit a boy friend and he had 3 of his friends there, football player friends I knew from school, we were all sitting talking laughing when she and one of them got up and disappeared, I didn’t know what was going on, one of the friends finally leaned forward and said, your friend is getting busy with Frank maybe you should go, we’ll make sure she gets home okay, I didn’t believe them so I checked and she told me to go fuck myself, I was a prude and I should leave bc she was busy, I waited for her and drive her home and yelled the entire way about all of what’s been discussed here on mm blog, she couldn’t have cared less…she got married at 19 to a dude who she met at college who didn’t know about her, though she apparently slept with him easily as well…so people do what they do regardless of my input, and no I never walk around suggesting 65 or 75 days, I said – that grown women who do that aren’t automatically sluts or whores to me, that’s the statement. I said young girls vetting, typo’d as ‘getting’ so perhaps that was the misunderstanding.
and again, if Mischa think what I say is bullshit, it is her call to call me out on it and I would invite her to do so, Irene.
I’m very convenient to throw stones at so have at it : )
- ZL
January 28th, 2014 at 12:10 pm
The Emperor has issued an edict that all non registered entrants inside the Web should surrender to his Command no later than Feb 15, 2014. All inside the Web should disarm immediately.
If any are caught armed before they surrender, they will be eliminated without discourse. If caught without arms, the sentence will be expulsion with confiscation of vessel and penalties to the Mothership at the Emperor’s discretion.
January 28th, 2014 at 12:17 pm
Zen Lill#2, my posts was not about whether the teens that you gave your advice would listen to you, it was about giving the the best advice you had on the subject.
That would have been and should still be to wait before just jumping into sexual intercourse with a person. When you give that advice and then hedge it with, “buts, ifs, and ors. it is not that advice, it is just a suggestion.
January 28th, 2014 at 12:31 pm
Very intelligent advice Prism Princess. Those of you who believe that the Federation will or could make a compelling argument for you if you get caught should know that those caught as a result of that accident were summarily executed by the Emperor.
As Prism Princess advices stay alive. If you wish to stay, why compound the penalty if you get caught? Destroy any aggressive weaponry that you may have immediately.
January 28th, 2014 at 12:33 pm
Zen Lill, I was not “throwing stones” at you. I was simply pointing out that you sometimes take both sides of an issue simultaneously.
January 28th, 2014 at 12:45 pm
OKay Morris, this is exhausting, I do not but, if, or whatever with anyone esp younger girls apparently you think I’m stupid or didn’t catch your drift but all pharma analogies aside, I got it with younger peeps and already stated many times the ADVICE, though I’m so sorry if you don’t grasp that I only SUGGEST it to my ADULT friends, BC they are old enough to assess for themselves and if they choose to do whatever they wish under 90 days then the outcome is of their choosing/natural consequences, they are quite clear on my vetting ideas.
& sorry but there’s got to be a better book to recommend than Steve Harvey’s bc ‘just’ *religion* and his *questionable background* is a lot to ‘just’ overlook, any other reasonable book would do, or I think I’ll stick with parental advice, I do give it, clearly.
I don’t attempt to school/advise all other children though I give em’ my two when they’re here and chatting it up about boys, what woman wouldn’t and it’s a lot longer than 90 days for any high schooler, how about when you get to college or are 19 at least along with 90+ days?
My distinction came between ADVICE (teens) and SUGGESTIONS (adults, sorry but I can only ‘suggest’ strongly).
So…unless you want to IF, AND or BUT another point? I’m fini
Thanks for participating and I will make clear and stromg opinions or stay off from now on, bc I get misquoted or whatever to suit the slow day and it gets pretty freaking old.
- ZL
January 28th, 2014 at 1:10 pm
Irene, read the diff between kids/teens and adults.
And yes sometimes on a variety of different subjects I take the one side and dissect and then the other, it’s cool to throw down MY opinion but then I always consider what the other side might be thinking and if the throw downs are a fair assessment. If that doesn’t suit you or anyone else you can think of me as a if and it but’ er but I’d suggest you think again.
On this topic, I only argue the fact that functioning adults can mAke up their own minds about counting days, if a woman wants to take responsibility for herself than take responsibility for poor decisions as well. This is a bigger discussion bc if you don’t know a man (or woman) for at least 90 days how do you know they’re on birth control or how they feel about abortion in the event of no condoms (another bad decision but peeps do it all the time, too) and an accident. So much going on that rarely gets discussed until after the fact unless you take the time to know each other!!
So, recap:
Children/teens are one thing, adults are another, at least to me they are…if you don’t agree, we can agree to disagree.
Luv, Zen Lill
January 28th, 2014 at 2:22 pm
I like your take Zen Lill, I have three girls and two boys. The girls are 19, 18, and 14; the boys 17 and 13, respectively.
I, like you, try to tell them and their friends to wait but they don’t want to hear it. But I tell them anyway. I’ve read Steve Harvey’s book and about 20 others. His is the best hands down.
Yes, he uses religion as a bases for his premises, but he’s black and his audience, mainly black is predisposed to Godly advice.
However, It can not be argued that his 90 day minimum is not a clear maker to help both teen and adults to separate out the predatory liars from the potentially serious or the innocuous casual relationship.
I have been a cop on a beat for 7 years and a detective form Bunco to Homicide for 22 years. I may not have seem all of the worst of human behavior, but what I may have missed can’t be too significant.
What I have learned is that the only sure definition of an adult is the legal one which says it is either 18 or 21 depending on whether we factor in the intake of alcohol.
The one thing I do know for sure about being an adult is that it has nothing to do with maturity. While adulthood can come with age, maturity doesn’t always do so. In most cases the person just gets older not more mature.
I say that to premise my saying that your position that you advise differently to adults is defective because it should be the same unless you know for a fact that the individual to whom you are advising is mature adult as to that particular subject matter.
When it comes to sex. Most of the people on the planet don’t have a clue. They are ruled by the false claims of the entertainment media, and the so called experts. I am not implying that you can force anyone, adult or teenager, to take your advice, only that if you feel that the advice you have to give is worthy of the effort commit to it regardless of the age of the individual.
I would also like to know what you have against Steve Harvey’s book. When it comes to the man’s opinion and acts he tells it like it is. Men lie to get females to have sex with them and they lie even harder to get them to do it immediately.
I have many female friends and associates that object to Steve Harvey’s book. Granted I have no minority female friends or associates, except those on the Force, but they agree with him while my white females mostly disagree.
I”m having sex with a good many of them, smiling and wondering why they can’t see that what the man has written about us is true. We will tell a woman any lie to get between those beautiful legs.
My question to you is name another book that tells it as plain as Harvey does without all the psychobabble that most books, giving that kind of advice to women, have? Harvey just straight out tells you the man is lying to get the pussy and if you want to have even a modicum of a chance of discovering his lies you will have to make him wait at least 90 days.
I thought about that as a detective. I know it would work in a lot of cases because I wouldn’t hang around 90% of the women, I intend to be nothing more than a bootie call, if she made me wait for 90 days to get that bootie. As far as this detective is concerned the proof is in the results, the 90 day period works.
That’s not to say that there wouldn’t be one woman I would wait 90 days to sleep with if her body was that fine. But that would be a rare occasion indeed. As Morris said, what would the woman, regardless of whether she was a teenager or adult, a novice or mature adult, lose by waiting 90 days?
It’s like waiting for a red light to turn green, whatever pleasure you gain by not waiting will be majorly overshadowed if the consequences of not waiting hit you. And the more you refuse to wait, increases the odds that you will have that unfavorable result.
I just see no downside in waiting the 90 days. That makes the book one of the best pieces of advice ever given a female, teenager, adult, naive or mature. It simply tells it like it is when it comes to what men are thinking or will lie about to get cheap or easy sex.
January 28th, 2014 at 4:53 pm
Aaron, done deal, stand corrected, your correct adulthood is not a sign of maturity.
90 days fr everybody.
And I stay far away from cops anyway, daddy warned me good about you people ; )
I was just reserving fr people in their 30′s & 40′s to make their own choices but apparently I’m wrong.
I have nothing against Steve Harvey, he and his book are just fine, in fact, the bible on sex and relationships. : ) thanks fr openly speaking about the dawg life, appreciate that.
- ZL
January 28th, 2014 at 8:37 pm
Aaron I read you three times. My husband and brother read it and said that they wanted to read my copy of Harvey’s book. I too think he was direct with his explanation of how men approach sex.
I don’t understand why some see it as anything but a suggestion that if a woman wants to protect her interest the 90 day wait period will help her do that.
If the idiots that Zen Lill are talking about who think they know better and can do it earlier, want to do that, who can stop them. But that doesn’t change the fact that they are idiots.
And the fact that one can add more to the test than Harvey mentioned doesn’t alter the fact that the 90 day wait period does help a woman make a sensible choice as to whether she should have sex with a man.
It’s just a tool that helps a woman to make a more sound decision. It doesn’t guarantee anything except the scoundrel that was just after sex probably won’t be successful if he has to wait 90 days to take advantage of her.
Arguing with that and trying to make a case for not waiting a mere 90 days is just a way to show that ignorance is alive and well among women in this country. It is also why men will continue to control our destinies for decades to come.
We as women are our own worst enemies. We so want to have our cake and eat it too. I mean for pete’s sake if making a man wait 90 days is so difficult for a woman, then she is as fucked up as the man who just wants to use her and go on the the next.
The difference is after she has helped him take advantage of her she wants to toss all he blame on him. My advice to those winning ninnies is next time grab a hold of that tiny head between you legs called a clitoris and allow your big head to make the next guy wait at least 90 days.
January 28th, 2014 at 9:03 pm
11 Mistakes You’re Making In The Bathroom (And How To Fix Them)
In the spirit of better bathroom experiences, we partnered with Cottonelle to bring you this list of common lavatory lapses that are impacting your everyday life in grosser ways than you can imagine. The good news is that there are some dirty little tricks that can help you clean up your act, stat.
1. Keeping Your Toothbrush Too Close To Your Toilet…
…within six feet to be exact. An article from the Harvard University Gazette reports that “every time you flush, aerosolized particles from the toilet float as far as six feet away.” That means if your toothbrush is in the particles’ warpath, well, you can only imagine what happens. So, close the toilet lid before you flush and wash or replace your toothbrush regularly. But, fight your urge to cover it because a “moist environment such as a closed container is more conducive to the growth of microorganisms than the open air,” according to a statement from the American Dental Association.
2. Reusing Your Bath Towel Too Many Times
Bad news, loathers of laundry: bacteria thrive in damp, tightly woven wet towels. When you reuse them, the bacteria can end up…well…back on you. “If you have any kind of wound, you may be infecting yourself with whatever is on the towel,” says Elizabeth Scott, Ph.D., codirector of the Simmons College center for hygiene and health in a Men’s Health article. She recommends using a new towel every day if you share with someone else, and more than once per week, if you’re the only one using it.
3. Keeping Your Loofah For Too Long
Don’t get too attached…natural loofahs (the kind made from a dried cucumber-like vegetable) should be tossed after three to four weeks, dermatologist Dr. Birgit Toome, M.D. told Fitness Magazine. One study even found that bacteria such as infection-causing P. aeruginosa grew exponentially after 24 hours of exposure to a loofah. Synthetic mesh puffs are more resistant to bacteria, but Dr. Toome says you should still replace them after eight weeks.
4. Not Washing Your Hands For Long Enough
Hand washing is one of the most effective things we can do to reduce the spread of infectious disease, according to the Center for Disease Control (CDC). But most of us are doing it wrong. One study from Michigan State University found 95 percent of people observed spent less than 15 seconds washing their hands. The CDC recommends you spend 20 seconds scrubbing alone. It may sound like an excessively long time, but sure beats the alternative–spending three days home in bed with the flu.
5. Not Trimming Your Shower Curtain Liner To Fit The Tub
Where the shower liner hits the tub and where it ripples, as a result of being too wide, are breeding grounds for mold and mildew. One simple solution: trim a few inches from the bottom and sides so it fits the tub perfectly without bunching.
6. Walking On Your Bathroom Floor Barefoot
Your toilet seat is the grossest place in the bathroom, right? Wrong. In one study for ABC News, the bathroom floor actually harbored the most bacteria–about 2 million per square inch, to be exact. Dr. Charles Gerba who conducted the study says that’s about 200 times higher than a sanitary surface. Lesson learned: scrub your bathroom floor frequently or invest in a pair of spiffy shower shoes.
7. Using The Same Sponge For Everything
Do you use the same sponge to clean the shower, mirrors, sink and toilet? Prevent cross-contamination by organizing your sponges using a labeled mail sorter like this and of course, clean them often. A study from the U.S. Department of Agriculture found that microwaving sponges killed 99.99999% of bacteria and dishwashing them killed 99.9998% of bacteria.
8. Using Toxic Chemicals To Clean
Let’s take a moment to think about the reason you’re actually cleaning anyway…to kill infection- and illness-causing bacteria, right? Then, you’ll be surprised to know many of the cleaning products you’re using could be harmful to your health.
The Environmental Working Group has published a “Hall Of Shame” list of worst-offending cleaning products, many of which are banned in other countries and have ingredients known to cause cancer, blindness and more.
Instead, make your own green cleaner using fruit! A grapefruit cut in half with salt is an effective tub scrubber and a halved lemon will make the water stains on your faucets a distant memory. Not to mention, your bathroom will smell amazing.
9. Going Overboard With Shampoo
Slowly back away from the shampoo. “Ninety-three percent of the country’s adults shampoo almost daily,” Mintel, a market research firm told The New York Times. However, we might be overdoing it.
Our scalp produces natural oils that are “the ultimate hair conditioner,” dermatologist Dr. Zoe Draelos told The Los Angeles Times. Too much shampoo strips these vital oils. “Unless you have a really grimy job or an excessively oily scalp, you don’t need to shampoo every day,” Dr. Draelos says.
10. Using Your Toilet Wrong
Various studies extol the benefits of squatting instead of sitting while going to the bathroom. “The ideal posture for defecation is the squatting position, with the thighs fixed upon the abdomen,” according to Bockus’s Gastroenterology, a standard medical text from 1964.
A 2010 study from a group of Japanese doctors determined that subjects who squatted strained less and had less abdominal pressure. And yet another study found that subjects who squatted moved their bowels 79 seconds faster than those who didn’t. Our advice? This is probably not a trend you want to sit on.
11. Wiping Not Washing
Our European friends have been on to this for decades, but now, Americans are finally upgrading their bathroom routines to get a fresher clean. Using flushable cleansing cloths and toilet paper can help you give your bum the love it deserves.
January 28th, 2014 at 10:19 pm
India#15, I’m glad a woman is admitting that many women are ruled by their little heads too. I’m getting so tired of being debased for being a man. I want a piece of pussy and I want it with as little complication as I can get.
If I meet a woman who allows her little head to over rule that piece of shit traitor Steve nigger Harvey’s fucking 90 days, and give it to me sooner more power to the slut.
Why should men care what a slut thinks anyway. The bitches on this blog except Zen Lill all want to make out that it is the man who is at fault.
Well let me say that if some women want to get fucked and they don’t care about a relationship because they just want some dick, that’s fine. But it they later want to turn that relationship into something more than friends with benefits, they had better be prepared for the man to say hell no I don’t marry sluts.
Sure the woman is okay with him while she is putting out and he doesn’t have to commit to anything, but the moment the bitch steps over the line and expects more from me, I get pissed off because she knew what she was doing when she dropped them drawers so easily in the first place.
Don’t try convincing me that you got principles now. I’ve seen your fucking principles and your ass and nipples too. Don’t expect me to forget what a cheap fuck you were. I hate bitches who do that.
I can respect a woman who won’t put out unless I meet her standards however poor or fucked up I think they are. But whores who fuck at the drop of a hat, forget about it. If you think you can start talking like you have some fucking principles after blowing me on the first date or letting me fuck you up the ass.
If you bitches can’t be realistic, then you will get your feeling hurt.
January 28th, 2014 at 11:00 pm
Thanks Marc, it is about time a man had a say on this issue. I think most of the women who are advocating that other women wait 90 days are ugly cows who couldn’t get good dick if they bought it.
Why should a woman wait if she wants to fuck a man. Why should she be concerned by that double standard? It’s her body and she can fuck anybody she wants at any time just like a man.
January 28th, 2014 at 11:04 pm
Steve Harvey is a hypocrite that cheated on all his previous wives and most certainly is cheating on his present one. Why would any serious minded woman take an advice from that creep.
You women out there have every right to have as much fun as men. Why should you allow a double standard to dictate how you conduct your sex life.
January 28th, 2014 at 11:10 pm
I have fucked my share of cheap sluts. I married one who I should have known was a whore. She fucked me right out of the Shute. I married the slut thinking it was my charm that got her to fuck my brains out on our first date.
Two years into our marriage I discovered anyone could have her for a good compliment and a glass of wine.
My advice is fuck all the psychobabble on this blog. If a woman fucks you too soon, fuck her until you get your fill, but that whore should NEVER be considered marriage material.
January 28th, 2014 at 11:15 pm
The animals have escaped the zoo.
January 28th, 2014 at 11:16 pm
What happened to my post. I said who let the dogs out.
January 28th, 2014 at 11:29 pm
There is a mind set in a woman who fucks on the first date. She would have been a obedient hooker if a pimp had found her. And like a hooker she has no regard about the sanctity of her body.
A man can sow a few wild oats and settle down with a wife and children and resist the temptations of his former lifestyle. But when it comes to women, once a whore always a whore. Women like to convince men that they are just like them. They can fuck, compartmentalize it, and move on.
That’s a lie. Women who will fuck any man any time they choose are basically prostitutes without a pimp. If one makes a good wife and mother it is only because no man propositioned her.
January 29th, 2014 at 4:05 am
If Japan doesn’t respond by Feb 12, we are free to institute an encouragement.
January 29th, 2014 at 4:17 am
Planning for the Unthinkable – a Kidnapping
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Thank you very much for your time.
Charles
January 29th, 2014 at 4:44 am
So which one is the alien?
http://www.huffingtonpost.com/2014/01/10/strangers-who-look-like-twins-im-not-a-lookalike_n_4575750.htm
January 29th, 2014 at 5:32 am
Thanks for the meal opportunity. It was delicious. Am checking on your request.
January 29th, 2014 at 5:39 am
Keeping the temperature very low in Syria allows the v1c4/8 to swoop in and take out the dead and near dead for personal consumption.
True, but they work for the Federation and their true aim is to catch as many of us as they can. Your heat shields won’t work at these temperatures. Switch to yanpla mode if you cannot escape the region.
It won’t protect you indefinitely. So get out as soon as you can.
January 30th, 2014 at 3:05 pm
Marco Rubio, is one of the, if not the very worst senators Fl. has had in the past 35 yrs.
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